When you finance your new luxury motor home, instead of liquidating assets or paying cash, you maintain your personal financial flexibility. Plus, your motor home may qualify for some of the same tax benefits as a second home mortgage! NIRVC will find the best option for you and your life.
Loan terms are longer which means monthly payments are lower.
Borrowing against an owned home is not an option unless the money is used to record the home. The Home Mortgage Interest deduction is restricted to interest paid on mortgage debt used to purchase or improve a residence, or to refinance the remaining balance of a purchase or improvement. The purchase of an RV, using a Home Mortgage, may not qualify for this deduction.
By not tapping into your financial assets to purchase your coach, you can take advantage of attractive new investment opportunities, and the earnings from those investments can potentially exceed the cost of your RV financing.
Why worry about the cost of unexpected repairs? When your factory warranty expires, our service agreement will give you the peace of mind that you need. Even if you are still under factory warranty, our service agreement goes above and beyond to protect you. It guards against future rising cost of parts and labor. You’ve just made a sizable investment in a motor home that will give you, and your family, years of enjoyment. A service agreement makes it easy for you to protect your vehicle and preserve its value.
Whether you purchase your vehicle new or used, you can never know when a mechanical breakdown might happen. If you purchase a new coach, then you are required to go to an authorized dealer to get the service work completed under your factory warranty. If you have a service agreement, then you can pay $100 deductible and go to any service center and be on your way. Don’t let repair bills burst your monthly budget. Your service agreement means mechanical breakdown expenses won’t lead to financial hardship.
Our service agreement is an exclusionary policy which means that unless it is stated in the small list of limitations, then it is covered. You can call anytime to speak with a RVDA or RVIA master certified technician. It also includes towing service, travel protection, and a loaner vehicle during repairs. If you sell your vehicle to an individual buyer, the service agreement is fully transferable. If you trade the vehicle in, we can get you a prorated refund back. You can take your vehicle to just about anywhere that services RVs to get your service needs taken care off. Our service agreement works in all 50 states including Canada, so no matter where you are traveling there will always be a service center nearby.
Protection from common road hazards or blowouts, 24-hour roadside assistance, and no deductible. Those are just a few of the benefits. Our Tire and Wheel Coverage includes full repair or replacement reimbursement for tires and mounting, wheels, balancing, and taxes. Coverage even carries over to new tires for the remainder of your term.
Thanks to technological advancements, most vehicles nowadays are operated with keys which are computer programmed with special codes that match the codes located within the ignition. Replacing keys and remotes on a high-end motorhome can run over $1000. By taking advantage of the replacement protection, you can avoid this completely.
All-Inclusive coverage that covers all your vehicles, not just your RV. Unlimited towing, Unlimited tire assistance (flat tire), Unlimited Battery Boost, Delivery of Fuel or Emergency Fluids, Concierge services, RV Insurance Discounts, and much more.
GAP (Guaranteed Auto Protection) eliminates one of the biggest worries about accidents and vehicle thefts: The potential gap between your vehicle's insurance value, and the amount remaining on your loan or lease. If your vehicle is declared a total loss due to accident or theft, GAP does more than just cover the remaining balance on your loan or lease. It also helps cover the deductible on physical damage insurance.
With Tyron Bands fitted to your RV, you have a much greater chance of maintaining steering, braking and overall stability in the case of a tire blowout. Tyron Bands can help you continue to drive on the flattened tire for a short distance to safely exit the road.